天上掉下來的三千萬美金 (Thirty Million United State Dollars)

http://4rdp.blogspot.com/2018/07/thirty-million-united-state-dollars.html

近日在 FB 上，一位名叫 Suvo Sarkar，主動加我朋友，然後 Messenger 我，就跟他用英文聊起來，62 歲的人有個 34 歲孩子，隨後他提到他在  ‎Emirates NBD 銀行上班，是 Senior Executive Vice President, Head of Retail Banking and Wealth Management，說他一位台灣朋友在印尼爪哇地震中過逝，而他銀行還不知道這件事情，因定存到期，沒人領的話就會被銀行收回去，因為我跟他朋友同姓，希望我幫忙然後五五分帳。以下是他提供的細節，

One Late Peter, a citizen of your country had a fixed deposit with my bank in 2005 for 108 calendar months, valued at US$30,000,000.00 (Thirty Million United State Dollars) the due date for this deposit contract was last 22nd of January 2017.

Sadly Peter was among the death victims in the May 27 2006 Earthquake disaster in Java, Indonesia that killed over 5,000 people. He was in Indonesia on a business trip and that was how he met his end. My bank management is yet to know about his death, I knew about it because he was my friend and I am his account officer.

Peter did not mention any Next of Kin/ Heir when the account was opened, and he was not married and no children. Last week my Bank Management requested that Peter should give instructions on what to do about his funds if to renew the contract. I know this will happen and that is why I have been looking for a means to handle the situation, because if my Bank Directors happens to know that Peter is dead and do not have any Heir, they will take the funds for their personal use, so I don't want such to happen.

That was why when I saw your last name I was happy and I am now seeking your co-operation to present you as Next of Kin/ Heir to the account since you have the same last name with him and my bank head quarters will release the account to you.

There is no risk involved; the transaction will be executed under a legitimate arrangement that will protect you from any breach of the law. It is better that we claim the money than allowing the Bank Directors to take it, they are rich already. I am not a greedy person, so I am suggesting we share the funds equal, 50/50% to both parties, my share will assist me to start my own company which has been my dream.

Let me know your mind on this and please do treat this information as TOP SECRET. We shall go over the details once I receive your urgent response strictly through my personal

Kindly go ahead and forward me your email address or contact me through my personal email address stated below. So I can furnish you with the more details of the transaction to your understanding because it’s not safe to discuss matters as this here on chat site for security reasons. I await your urgent response through my email.

Have a nice day and God bless. Anticipating your communication.

REGARDS,
EMAIL: jghalaita09@gmail.com


我是沒回信給他，不過有請他寄電郵到我不常用的電子信箱，來信後發現一些有趣的事，首先，來信信箱變成了 suvosarkar0743@gmail.com，來信內容如下：



Hello Sir

I am freely giving you full details of this transaction bearing in mind that you will not betray me. The name of the bank I work is Emirates NBD like I told you earlier and presently I am the Senior Executive Vice President, Head of Retail Banking and Wealth Management at Emirates NBD Bank. You will read more about me on this website;

 http://www.emiratesnbd.com/en/index.cfm/investor-relations/about-emirates-nbd/management-team/

This transaction requires utmost trust and dedication from your side since you will be receiving the funds as the Next of Kin/ Heir to my late client and shall be in control of the money until I come over for my share. Regarding the sharing, I am under the belief that my sharing ratio is acceptable to you, 50/50% is a fair deal. I want you to bear one thing in mind, there is no risk involved in this transaction. It is 100% risk-free and secured once you follow my instructions and keep everything secret between us. What I have to do is just to place your information in my bank system as the Next of Kin/ Heir to my late client then apply for the claim through a lawyer here in U.A.E. You do not have to come down here for the claim, the lawyer will represent you and handle all the documentation involved. As Senior Executive Vice President, Head of Retail Banking and Wealth Management the secret of the bank system is under my palm, placing your details in the system as the Next of Kin/ Heir to late Peter is an easy work for me.

There is no risk involved as the transaction will be executed under a legitimate arrangement that will protect both of us from any breach of the law. I am going to introduce you to a good lawyer here in U.A.E who you shall contact and request for his legal services to represent you for the claim. Once this is done, the lawyer will do all the work and documentation required for the release of the funds to you as the rightful Next of Kin/ Heir to my late client, this documents will also be back up for you in case of any questioning on the funds to your account. I will present you as a relation to my client and the only proof the bank will need is your identification, where your names are written. This is a very smooth operation, with me in the bank it will not last more than 2 weeks and the funds will be released to you. The information I require to commence the process is as follows;

YOUR FULL NAMES, MOTHER'S MAIDEN NAME, DATE OF BIRTH, OCCUPATION, ADDRESS, COPY OF YOUR PASSPORT OR ID CARD AND PHONE NUMBERS.

Once I receive the above-mentioned information and concludes with my inside arrangements and changes, I shall send you the contact details of a Lawyer you shall contact for the representation. The lawyer in question is good and specializes in such cases. He is also a registered attorney with the Central Bank of U.A.E, which is the bank that will handle the transfer of the funds out of the country to your bank account. As far as my bank is a concern, I will be in control. It has been my dream to have my own company and I believe that God has answered my prayers by creating this opportunity. Please, remember to treat this transaction with utmost confidentiality for our own good. I await your urgent response.

Thank you and God bless your family. PLEASE TREAT AS TOP SECRET.
Regards,

Mr SUVO SARKAR
Senior Vice President
Emirates NBD Bank
Emirates NBD, Dubai U.A.E


從來信所附的連結，確實有 Suvo Sarkar 這號人物，如果這是詐騙，有三種可能

一、 Emirates NBD 是不是一家假銀行？ Google 以及 Wiki Emirates NBD，所看到的網址連結都蠻正常，然後官網 Swift Code: EBILAEAD (海外匯款銀行代號) 也確實有這家銀行。

二、官網被篡改？因為網址都正確，另一可能詐騙集團駭入銀行網頁內容，插入虛擬人物於其中。

三、這位先生的個資被盜用？我覺得這個可能性最高，因為騙徒為了取信於我，甚至連護照都影印秀給我看！這應該是仿本尊的 FB 複製人。


當遇上詐騙，我想可以做的事，就是要到轉帳帳號，然後報警封鎖，不過注意過程不要透露自己的個資。

有興趣的人可以參考這篇 https://www.ptt.cc/bbs/Bunco/M.1430732864.A.B3E.html，我遇到的是同一故事。


補充

我是抱持跟他玩玩的心態，請他寄 e-mail，但是沒收到，請他再重寄，結果在垃圾郵件處找到，我是採拖字訣處理，一下子說我要出去，一下子請他寄銀行空白表單給我，不然就是跟他說東西已經寄出去，回個訊息至少拖 6 小時以上，反正就是不會給他個資。結果 7/16 下午大約 6:30 可能騙子的 FB 被檢舉了，我和朋友們都沒辦法看到他的 FB，既然如此，那就連他的電郵一起檢舉。

從這次事件學到一個重要教訓，Messenger 看到重要訊息，要立即備份起來，不然被封鎖之後，就甚麼都看不到。